It is easy if you are healthy and you don’t need to spend money on medicine. Or if the only drugs you are buying are the ones when you catch a cold, once or twice a year. But what happens when you need to buy medicine regularly and use it every day?
Medication can be very expensive, and not all people have enough money to buy everything that they need. And we all know how important it is to cherish your health and do the best to maintain a healthy life. And how important is to use the drugs that have been prescribed to you. Don’t get discouraged because fortunately, there are ways for you to save money and still buy high-quality medicine. You can always consult your doctor or your pharmacist if they know if there are some less expensive alternatives.
If you want to know what are the ways to save money while still buying good quality drugs, keep reading this article. We are going to give you some helpful advice.
Use Generic Drugs
It is known that brand name drugs are more expensive than generic drugs, and there are many reasons why. For example, the money that has been invested in researching for the new drug, money that has been invested in patenting and marketing. But something that is not known to the people is that the generic drugs are the same quality as the brand name ones.
Not all medication is available generically, that is correct, but you should know that the available ones have exactly the same active ingredients and the same effects as the brand name ones. And the most important part is that they can cost up to 80 percent less. This is the easiest way for you to save money and be sure to ask your doctor to prescribe you the generics.
Talk to Your Doctor
It is very important that you talk to your doctor like you talk to him openly about your condition and your health, the same way you should talk to him about what drugs you prefer. You need to tell them that you prefer the medication that is cheaper than the ones that are expensive and unaffordable for you. Be honest, and you will be able to get a prescription that will be affordable to you and you will even save money.
Inform Yourself About Your Insurance
You will be in trouble in you don’t know what you can get with your insurance. You should inform yourself, read every information available on the website of your insurance, or talk to them. Learn about your insurance copays and coinsurance.
Every insurance plan is different, so some plans have $10, $15, or even $25 copays for generics, and up to $100 copays on brand name drugs, non-formulary or non-preferred drugs.
When you pay for your medication you pay a percent of the total cost, so that means the lower the total cost, the lower the co-insurance portion is that you need to pay. There are also some insurance drug plans that offer special prices on medication if you order directly from them rather than filling prescriptions at a pharmacy. If you are a veteran, or you have a veteran at your home, you can inform yourself at the Department of Veterans Affairs and see if they may help you with your prescriptions. There are also state-funded assistance programs that can help you get lower prescription drugs.
Find a Patient Assistance Program
There is a possibility for you to be in a patient assistance program, where you will be provided with free or lower-cost medications if you can’t afford to pay for it. These programs are available from many pharmaceutical companies, and they have these programs listed on their websites, so be sure to look that up. If you are underinsured you can find online for which patient assistance program you are eligible.
Research Prices
Depending on the pharmacy a price of the same drug can vary, so be sure to do your research before buying. The prices can vary because of the locations or volume of prescriptions. You can talk to your pharmacist and he can help you find the lowest prices. Many pharmacies also have lists of generic medications that are cheaper than others, and they also have offers where you pay less if you buy a supply for more months. You need to know that in this case, you need to ask your doctor to write you a prescription for a 90-day supply.
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Look for Discount
When buying look for a discount, and if this may sound funny to you, believe us it isn’t. There are many drugs that are often discounted and many pharmacies offer discounts. You can also look online for discount codes, and you can use these codes in person also if you are paying with cash. And do your research which ones accept coupons and which ones don’t.
Always Buy Reliable Medication
Even if it is very important for you to save money while buying your drugs, be sure that you always buy reliable medication. Never buy prescriptions from unreliable sources or foreign countries, if it wasn’t previously allowed to buy your doctor. You may save a few dollars first, but you could harm your health and lose money because at one point you will need to buy your medication again once you learn that these ones were not good.
If you follow these bits of advice and instructions that we gave to you, you will be able to save money, to buy cheaper medication that is still high quality and good. It is very important to use drugs that are of high quality because your health is the most important thing in your life. Health doesn’t have a price, but you should save money if you have an opportunity to do it.
